Strengthening Islamic Financial Literacy As An Effort To Increase Community Investment Interest In Sukandebi Village

Abstract

Low levels of understanding of Islamic financial literacy remain one of the main factors limiting community participation in Islamic financial activities, particularly in rural areas where many livelihoods depend on agriculture and plantations. A similar situation was found among residents of Sukandebi Village, Naman Teran District, Karo Regency, who generally had limited knowledge of the fundamentals of Islamic investment and its instruments. This community service activity aimed to strengthen residents’ Islamic financial literacy, introduce the concepts and benefits of Islamic stock investment, and encourage community participation in investments that comply with sharia principles. The activity was conducted through a seminar and question-and-answer discussion session on 11 August 2026 and involved residents of Sukandebi Village. The material covered the basic concepts of Islamic financial literacy, simple household financial management, an introduction to Islamic banking products, and the fundamentals of Islamic capital-market investment. Participants demonstrated high interest during the discussion sessions, although the program faced challenges related to limited time and differences in participants’ educational backgrounds. The activity indicates that direct educational approaches through seminars can be an effective initial strategy for strengthening Islamic financial literacy in rural communities. Further activities should be continued through more consistent and practical mentoring.